Simplify your life with a FDFCU Checking Account.  All members are eligible for a checking account (share draft).

  • No minimum balance required
  • No monthly service charges
  • Visa Debit Card
  • Online Banking
  • Mobile Banking
  • Bill Pay and Picture Pay


All members are required to deposit and retain a balance of $25.00 in their primary savings (share) account.  This is your membership account.  Once your membership account is established you qualify to utilize any of our other products and services.

Funds in your savings (share) account earns a competitive rate of interest. 

Additional saving accounts can be opened which will allow members to save for a purpose.  Whether it’s for an unforeseen emergency, your next vacation, or your dream home it helps to save when you can attach it to your vision

Christmas Club

Christmas Club accounts will help members save for the extra holiday expenses.  The funds are transferred to our member’s checking account on November 1st

The extra funds can help to make the Holiday season less stressful.

Health Savings Account

For our members in need of a basic Health Savings Account we have you covered.  You Earn a competitive rate of interest on your funds to help maximize your medical dollars.

Money Market

Consider a Money Market account for balances of $10,000 and over.  The Money Market account allows members to deposit in the account and still have immediate access to the funds.  The account pays a higher rate of interest on funds of $10,000 and greater.  

Certificate of Deposit

Maximize your investment in a Certificate of Deposit with deposits as low as $500.00.  Pick your term and lock in your rate. 

Type of Accounts